Philosophy

Financial Life Planning

I believe in taking a holistic view of my client’s financial life first while planning, so they can live their most fulfilled life and then move on to…

Investment Advisory

I would like the relationship to be a win-win arrangement of learning and growing wealthy together following the key principle listed below:

  • Asset Allocation: Moving portfolio from expensive assets to cheaper assets to keep the best possible mix as per clients risk-return tolerance and current market conditions.
  • Value Investing with a Margin of Safety to enable long term wealth building (my investment gurus are Warren Buffett, Charles Munger, Mohnish Pabrai, Philip Fisher, Sir Templeton, Seth Klarman to name a few)
  • Automation of processes (To avoid human omission and second guessing)
  • Periodic review of portfolio and taking requisite actions like rebalancing of the portfolio.
  • Compliance with regards to SEBI (IA) regulations has to be completed.
  • Endeavour to have life long win-win relationship.

Wishing you happiness, prosperity and contentment

 

Indresh Malik,
SEBI Registered Investment Advisor